In 2009, we implemented a new Regional Sales Director (RSD) system, which uses select independent agents to manage life agents in defined geographic regions and offer sales and administration assistance.ĭisciplined Approach to Products Building on the Base: Simple, Straightforward Products EMCNL offers life insurance products for the individual and workplace markets. We demonstrate our commitment to the independent agency system by focusing on making life easy. Successful Partners: Independent Agents Because EMCNL is represented solely by independent insurance agents, our company’s success is directly tied to theirs. Our expanded Life Sales Representative (LSR) system provides direct property/casualty agent support to all of EMC’s branch offices, which, in turn, allows us to provide localized support and superior service to our customers. Using our long-term perspective and proven business model, EMCNL will continue to build on the strong foundation we have in place to ensure our future success.Įric Faust Executive Vice President & Chief Operating Officerįocus on Making Life Easy Localized Support: EMC Branch Offices EMC has a network of 21 branch and service offices throughout the country, giving EMCNL the advantage of being close to our customers and the agility to respond to each area’s market needs and business climate. Our operating philosophy can be summarized in three words: Focus, Discipline and Momentum. The AVR supports our long-term investment strategy by providing a cushion against potential equity and credit losses. During 2010, total capital and surplus and asset valuation reserve (AVR) increased $19 million to $78.2 million. EMCNL has adequate capital and surplus to support our corporate objectives and provide our policyowners with protection against the unexpected. During 2010, EMCNL’s total assets increased $66 million with a year-end balance of $1.02 billion – a new milestone for the company.
Like many other life insurance companies, EMC National Life Company (EMCNL) strengthened its capital position in 2010 and remains a financially stable and secure company.
Agents and policyowners can continue to Count on EMC ® for innovative insurance solutions, superior service and financial stability. MC National Life Company (EMCNL), an affiliate of EMC Insurance Companies, has been providing superior service and support to our agents and policyowners since 1962. Mission We protect the financial security of our customers by partnering with independent property/casualty and life agents to provide innovative insurance solutions and superior service. Vision We will be known as the independent property casualty and life agents’ partner of choice for insuring America’s families and employees. ULTRA VALUE TERM INSURANCE ULTRA VALUE TERM ROP® Our company and our products… INCREASING WHOLE LIFE EMC National Life Company ULTRA VALUE TERM ROP
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